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Three Simple Steps to Preventing Cybercrime When Shopping Online | Chocolate City: The Best African American Blog
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Three Simple Steps to Preventing Cybercrime When Shopping Online

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by Charles Mombo

Source: Social Media Marketing, SEO and Business Marketing Strategies Consultancy
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Source: WWClick.com, Inc. a Chicago-based Social Media Marketing, SEO and Business Marketing Strategies Consultancy
Source: WWClick.com, Inc. a Chicago-based Social Media Marketing, SEO and Business Marketing Strategies Consultancy

According to Experian reports,  on Thanksgiving Day alone, “online traffic increased 71% in 2012 versus 2011 as the top 500 retail sites received more than 181 million total US visits." Amazon.com was the most popular retail website on Thanksgiving Day; Walmart.com was a close second, with a 92 percent increase in website traffic compared to the previous day. Target, Best Buy and Sears filled out the rest of the top five and all showed big increases in site visits.

That means millions of people are using and continue to use computers at home or at work to shop, buy gifts, computers, computer parts, electronics, software, accessories, and DVDs online…you got my point. Cybercriminals on the other hand are aware that this is primetime for them to illegally get some of your hard earned.

Following are three easy “anybody can do” steps to prevent cybercrime:

Make sure you're running the latest, greatest and most secure version of your browser. Cybercriminals are aware that most people use web browsers lacking the latest security patches, making them prime targets for computer infections that saturate the Web. To verify the current version of Firefox browser, go to the “menu bar” and click “Help” follow by “Check for update”. Internet Explorer on the other hand is a web browser that ships with Windows, therefore, updates for it are included when you install Windows updates. To update, open “Windows Update” by clicking the “Start button”, click “All Programs”, and then clicking Windows. In the left pane, click "Check for updates”. If any updates are found, click “View available updates”. Make sure the Internet Explorer updates that you want are selected, and then click Install. The above steps are basically the same for the other browsers.

Avoid using your debit card when making online purchase. When you use your debit card, you’re withdrawing money directly from your checking or savings account by making the purchase. When you use a credit card, you’re accessing a line of credit from the bank or organization that issued your card. Each purchase is essentially a loan that you repay later.

Prior to purchasing from an unfamiliar site, do combination of keywords searches on the following words – “fraud con scam “business name” or “business URL””

For addition protection against cybercrime, visit the FBI’s website and checkout their “Internet Fraud,” page which provides information on the most common complaints and Internet scams. Save shopping!

About the author:

Charles Mombo has an assorted background in LAMP (Linux, Apache, MySQL and PHP) and Operating Systems such as UNIX, Linux Red Hat, MVS, Windows, MVS/XA, and MVS/ESA. He holds a Bachelor of Science degree in Computer Science, a Master of Science degree in Management Information Systems (MSMIS) with emphasis in e-Commerce and a Master degree in Business Administration (MBA). Can Be Reached at @CharlesSMombo.

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